Bhatt Narayana has written his Chamatkara Chintamani in 108 Shlokas which he claims to have collected out of an ocean of four lac Jyoti Shastras. These Shlokas or Sutras deal with all the nine Planets from the Sun to Rahu-Ketu when they are posited alone or jointly from the 1st house to the 12th in a particular chart. There are 9 Planets and 12 houses. Hence the 108 Sutras. Each Sutra or Shloka reads the influence of a particular Planet in a particular house. For example, the 1st BhavaPhal is that of the Sun in the First House. He has not made any reference of the 12 Signs from Aries to Pisces which might rise in the same house in different births. Thus the BhavaPhal which he has given are in a general way and not specific. Nonetheless, an advanced scholar, for whom this book is the best companion, can easily discriminate the distinct personalities represented in each Bhava PhalSutra. Reading and re-reading of these Sutras would be most rewarding to our readers. For their guidance, an effort has been made to give the english translation of these 108 Shlokas in bold type followed by an explanation of the same in notes form. Help from the renowned scholars of the past has been taken to make them more meaningful and explicit. However, the readers will find repetition of contents which may be read with diligence.